Give yourself the credit you deserve.

(Coming soon)
If you’ve got money in your savings account, you’ll also get access to a secured line of credit, and all the credit building that comes with it.


(Coming soon)
Your Tend debit card comes with a secured line of credit worth 75% of the amount in your savings. Because no matter how much you budget, sometimes you just need access to a little more cash—and you shouldn’t have to tap into your savings to get it.

Consider it a head start on your dreams.

Start building your credit history, so you have more points in your favor when you’re ready to apply for a mortgage, get a car loan, or start that moonshot business idea.




Everyone Wins

Keep track of your score

(Coming soon)
Follow your credit progress in the Tend app—no inbox clutter included.

Ready to join?

Managing your money shouldn’t come with hidden fees, lousy service or stress headaches. Let’s feng shui your banking experience—for $9.95/month.
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^ The Tend debit card can be used for free at over 37,000 ATMs in the MoneyPass Network. Tend does not charge ATM fees, but some ATM providers may charge fees of their own, which are not reimbursed.

^^ Cashback deals on Tend purchases, including categories, merchants, and percentages, will vary and must be selected in the app. Cashback will be applied automatically after the travel dates or final transaction posts, which may be up to 90 days after the qualifying purchase or travel event.